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FD Calculator

₹ 80,000

6.5%
5

₹ 1,06,000
₹ 1,06,000
Deposit Amount
₹ 80,000
Interest Earned
₹ 26,000

What is a FD Calculator?

An FD Calculator is an online tool designed to calculate the interest earned and the maturity amount for a fixed deposit. It eliminates the complexity of manual calculations and provides instant and accurate results. This tool is ideal for individuals planning their investments in bank FDs, company FDs, or other fixed-income instruments.

Real-World Use Cases for the FD Calculator

  1. Small Business Pricing Strategy:Entrepreneurs determine precise product pricing by understanding GST implications on their offerings.
  2. E-commerce Seller Margin Analysis:Online sellers calculate net margins after comprehensive GST calculations across different product categories.
  3. Procurement Cost Optimization:Businesses compare vendor costs and understand the complete tax impact on their supply chain.
  4. Consumer Purchase Decision Support:Individuals gain insights into total purchase costs, understanding the complete price breakdown including GST.

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How to Use the FD Calculator (Step-by-Step Guide)

Follow these steps to calculate your FD maturity using our tool:

Enter the Principal Amount:

  • Input the initial deposit amount you plan to invest in an FD.
  • Example: If you are investing ₹1,00,000, enter '100000'.
01

Are you a Senior Citizen?

  • Select "Yes" if you are 60 years or older, as banks often offer higher interest rates for senior citizens.
02

Select the FD Tenure:

  • Choose the duration for which you wish to invest, ranging from a few months to several years.
03

Enter the Rate of Interest:

  • Input the applicable interest rate offered by the bank or financial institution.
04

Choose between Compound Interest or Simple Interest:

  • Select how the interest is calculated.
05

Analyze the Results:

  • Use the output to compare FD returns, plan investments, or optimize savings.
06
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Key Benefits and Features of Using Our FD Calculator

Accurate FD Projections

Accurate FD Projections

Provides precise estimates of fixed deposit returns.

User-Friendly Interface

User-Friendly Interface

Easy-to-use design for both beginners and experienced investors.

Customizable Inputs

Customizable Inputs

Adjust principal, tenure, interest rates, and compounding frequency.

Quick and Hassle-Free

Quick and Hassle-Free

Get instant results without complex formulas.

Free and Unlimited Access

Free and Unlimited Access

Perform unlimited calculations without any charges.

Mobile & Desktop Compatibility

Mobile & Desktop Compatibility

Works seamlessly across all devices.

Compare FD Schemes

Compare FD Schemes

Evaluate multiple FD options to maximize returns.

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